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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,775 | $209,422+40.8% | $178,503+65.1% | $158,982+85.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -6.80% | 188.81%-195.6pp | 151.12%-157.9pp | 302.99%-309.8pp |
| Employer contribution / active EE | $462 | $5,707-91.9% | $5,011-90.8% | $4,763-90.3% |
| Participant deferral / active EE | $17,333 | $5,955+191.1% | $5,202+233.2% | $5,983+189.7% |
| Admin fee / account holder | $2,197 | $17,079-87.1% | $13,987-84.3% | $11,252-80.5% |