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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,508 | $162,529-54.8% | $130,788-43.8% | $154,746-52.5% |
| Participation rate | 37.5% | 75.9%-38.4pp | 70.1%-32.6pp | 80.7%-43.2pp |
| Annual return | -1.78% | 510.48%-512.3pp | 386.44%-388.2pp | 172.34%-174.1pp |
| Employer contribution / active EE | $294 | $4,447-93.4% | $3,558-91.7% | $4,379-93.3% |
| Participant deferral / active EE | $577 | $4,808-88.0% | $4,137-86.1% | $6,730-91.4% |
| Admin fee / account holder | $0 | $7,669-100.0% | $6,673-100.0% | $14,365-100.0% |