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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,654 | $153,311-34.3% | $109,313-7.9% | $273,972-63.3% |
| Participation rate | 22.2% | 80.1%-57.9pp | 71.3%-49.0pp | 83.0%-60.8pp |
| Annual return | -12.85% | 29.86%-42.7pp | 22.07%-34.9pp | 41.46%-54.3pp |
| Employer contribution / active EE | $222 | $5,619-96.0% | $3,892-94.3% | $4,869-95.4% |
| Participant deferral / active EE | $444 | $3,932-88.7% | $3,166-86.0% | $5,287-91.6% |
| Admin fee / account holder | $60 | $8,076-99.3% | $5,666-98.9% | $10,133-99.4% |