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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,908 | $176,688-11.2% | $130,660+20.1% | $152,897+2.6% |
| Participation rate | 22.2% | 79.0%-56.7pp | 71.7%-49.5pp | 82.5%-60.2pp |
| Annual return | -27.17% | 2693.08%-2720.3pp | 1709.29%-1736.5pp | 345.43%-372.6pp |
| Employer contribution / active EE | $245 | $5,743-95.7% | $4,092-94.0% | $4,764-94.9% |
| Participant deferral / active EE | $336 | $4,362-92.3% | $3,603-90.7% | $5,851-94.2% |
| Admin fee / account holder | $0 | $7,131-100.0% | $5,463-100.0% | $11,599-100.0% |