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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,104 | $165,939-24.0% | $122,354+3.1% | $147,586-14.6% |
| Participation rate | 22.2% | 79.6%-57.4pp | 71.6%-49.4pp | 82.8%-60.6pp |
| Annual return | 22.15% | 34.56%-12.4pp | 30.28%-8.1pp | 578.59%-556.4pp |
| Employer contribution / active EE | $234 | $5,754-95.9% | $4,051-94.2% | $4,876-95.2% |
| Participant deferral / active EE | $468 | $4,005-88.3% | $3,287-85.8% | $5,439-91.4% |
| Admin fee / account holder | $3 | $7,425-100.0% | $5,479-100.0% | $10,886-100.0% |