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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,589 | $135,956-36.3% | $123,894-30.1% | $273,972-68.4% |
| Participation rate | 87.5% | 84.1%+3.4pp | 81.4%+6.1pp | 83.0%+4.5pp |
| Annual return | 9.33% | 56.63%-47.3pp | 47.52%-38.2pp | 41.46%-32.1pp |
| Employer contribution / active EE | $7,550 | $5,170+46.0% | $4,617+63.5% | $4,869+55.1% |
| Participant deferral / active EE | $12,423 | $6,343+95.9% | $5,984+107.6% | $5,287+135.0% |
| Admin fee / account holder | $13,157 | $9,817+34.0% | $8,357+57.4% | $10,133+29.8% |