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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,146 | $157,304-19.2% | $141,197-10.0% | $152,909-16.8% |
| Participation rate | 90.9% | 84.8%+6.1pp | 82.5%+8.4pp | 82.5%+8.5pp |
| Annual return | 26.56% | 64.34%-37.8pp | 71.41%-44.8pp | 345.46%-318.9pp |
| Employer contribution / active EE | $7,173 | $5,263+36.3% | $4,736+51.5% | $4,764+50.6% |
| Participant deferral / active EE | $13,881 | $7,111+95.2% | $6,710+106.9% | $5,851+137.2% |
| Admin fee / account holder | $7,975 | $12,126-34.2% | $10,265-22.3% | $11,601-31.3% |