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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,646 | $160,028+129.7% | $147,080+150.0% | $145,884+152.0% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 15.64% | 98.60%-83.0pp | 420.17%-404.5pp | 551.85%-536.2pp |
| Employer contribution / active EE | $12,231 | $5,286+131.4% | $4,933+147.9% | $4,662+162.3% |
| Participant deferral / active EE | $15,422 | $8,422+83.1% | $8,066+91.2% | $6,690+130.5% |
| Admin fee / account holder | $8,707 | $15,030-42.1% | $12,989-33.0% | $13,392-35.0% |