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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,240 | $165,399+23.5% | $149,745+36.4% | $158,982+28.5% |
| Participation rate | 91.7% | 84.6%+7.1pp | 82.5%+9.2pp | 82.0%+9.7pp |
| Annual return | 19.48% | 348.34%-328.9pp | 276.72%-257.2pp | 302.99%-283.5pp |
| Employer contribution / active EE | $8,523 | $5,105+67.0% | $4,646+83.5% | $4,763+78.9% |
| Participant deferral / active EE | $12,121 | $7,183+68.7% | $6,843+77.1% | $5,983+102.6% |
| Admin fee / account holder | $1,164 | $10,811-89.2% | $9,312-87.5% | $11,252-89.7% |