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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,751 | $99,017-65.9% | $86,587-61.0% | $147,585-77.1% |
| Participation rate | 46.2% | 76.3%-30.2pp | 73.5%-27.4pp | 82.8%-36.7pp |
| Annual return | 16.87% | 1312.37%-1295.5pp | 964.86%-948.0pp | 578.56%-561.7pp |
| Employer contribution / active EE | $1,090 | $3,132-65.2% | $2,839-61.6% | $4,876-77.7% |
| Participant deferral / active EE | $3,285 | $3,972-17.3% | $3,609-9.0% | $5,439-39.6% |
| Admin fee / account holder | $16,602 | $5,710+190.7% | $4,906+238.4% | $10,885+52.5% |