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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,367 | $96,691-92.4% | $86,656-91.5% | $139,487-94.7% |
| Participation rate | 44.4% | 74.4%-30.0pp | 71.7%-27.3pp | 80.3%-35.9pp |
| Annual return | 12.32% | 106.87%-94.5pp | 593.09%-580.8pp | 373.84%-361.5pp |
| Employer contribution / active EE | $1,079 | $3,267-67.0% | $3,025-64.3% | $4,755-77.3% |
| Participant deferral / active EE | $1,397 | $4,838-71.1% | $4,439-68.5% | $6,713-79.2% |
| Admin fee / account holder | $8,025 | $6,414+25.1% | $5,619+42.8% | $11,407-29.6% |