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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,250 | $92,766-87.9% | $82,763-86.4% | $134,545-91.6% |
| Participation rate | 36.8% | 75.2%-38.4pp | 72.6%-35.7pp | 81.2%-44.4pp |
| Annual return | -12.26% | 946.97%-959.2pp | 702.45%-714.7pp | 418.37%-430.6pp |
| Employer contribution / active EE | $698 | $3,273-78.7% | $3,008-76.8% | $4,742-85.3% |
| Participant deferral / active EE | $1,385 | $4,802-71.2% | $4,395-68.5% | $6,401-78.4% |
| Admin fee / account holder | $34,208 | $5,978+472.3% | $5,325+542.4% | $11,431+199.3% |