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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,447 | $100,938-59.9% | $90,461-55.3% | $158,982-74.6% |
| Participation rate | 72.7% | 75.0%-2.3pp | 72.7%0pp | 82.0%-9.2pp |
| Annual return | 19.69% | 1727.20%-1707.5pp | 1294.76%-1275.1pp | 302.99%-283.3pp |
| Employer contribution / active EE | $1,652 | $3,691-55.3% | $3,264-49.4% | $4,763-65.3% |
| Participant deferral / active EE | $3,880 | $4,350-10.8% | $3,964-2.1% | $5,983-35.2% |
| Admin fee / account holder | $1,280 | $6,510-80.3% | $5,617-77.2% | $11,252-88.6% |