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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,781 | $62,583-17.3% | $76,767-32.5% | $64,173-19.3% |
| Participation rate | 98.6% | 72.8%+25.8pp | 77.0%+21.6pp | 69.6%+29.0pp |
| Annual return | -5.59% | -1.95%-3.6pp | 2.43%-8.0pp | 7.63%-13.2pp |
| Employer contribution / active EE | $2,699 | $1,832+47.3% | $2,485+8.6% | $2,381+13.4% |
| Participant deferral / active EE | $4,222 | $3,145+34.2% | $3,852+9.6% | $3,470+21.7% |
| Admin fee / account holder | $7,148 | $4,667+53.2% | $6,675+7.1% | $4,887+46.3% |