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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,515 | $86,288-35.7% | $111,306-50.1% | $85,851-35.3% |
| Participation rate | 95.3% | 73.3%+22.0pp | 77.3%+18.0pp | 69.3%+26.0pp |
| Annual return | 10.49% | 19.99%-9.5pp | 54.67%-44.2pp | 318.63%-308.1pp |
| Employer contribution / active EE | $1,806 | $2,044-11.6% | $2,732-33.9% | $2,565-29.6% |
| Participant deferral / active EE | $5,160 | $3,641+41.7% | $4,488+15.0% | $3,952+30.6% |
| Admin fee / account holder | $18,185 | $8,189+122.1% | $7,966+128.3% | $6,261+190.5% |