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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,341 | $72,486-30.6% | $87,103-42.2% | $72,976-31.0% |
| Participation rate | 96.6% | 72.8%+23.8pp | 76.9%+19.8pp | 69.5%+27.1pp |
| Annual return | 18.31% | 24.46%-6.1pp | 28.19%-9.9pp | 81.02%-62.7pp |
| Employer contribution / active EE | $1,132 | $1,894-40.2% | $2,521-55.1% | $2,440-53.6% |
| Participant deferral / active EE | $4,310 | $3,270+31.8% | $4,049+6.5% | $3,608+19.5% |
| Admin fee / account holder | $8,175 | $5,055+61.7% | $7,491+9.1% | $5,124+59.5% |