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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,205 | $86,949-4.3% | $102,460-18.8% | $80,959+2.8% |
| Participation rate | 89.3% | 72.4%+16.9pp | 76.5%+12.8pp | 67.7%+21.6pp |
| Annual return | 23.31% | 18.89%+4.4pp | 29.47%-6.2pp | 35.67%-12.4pp |
| Employer contribution / active EE | $3,347 | $2,370+41.2% | $3,025+10.6% | $2,757+21.4% |
| Participant deferral / active EE | $6,569 | $4,121+59.4% | $5,056+29.9% | $4,300+52.8% |
| Admin fee / account holder | $9,816 | $8,048+22.0% | $9,460+3.8% | $6,925+41.7% |