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| Provider | Service type | Compensation |
|---|---|---|
TRI-AD ACTUARIES, INC.3 years Service code 13 · EIN 95-2887986 | Contract Administrator | $22,954 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 42-1558009 | Securities Custodian | $1,643 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,969 | $104,482-43.6% | $159,455-63.0% | $79,393-25.7% |
| Participation rate | 46.2% | 76.6%-30.4pp | 82.8%-36.6pp | 70.7%-24.5pp |
| Annual return | 14.48% | 67.96%-53.5pp | 263.63%-249.2pp | 116.87%-102.4pp |
| Employer contribution / active EE | $931 | $3,416-72.8% | $4,830-80.7% | $2,428-61.7% |
| Participant deferral / active EE | $5,800 | $6,467-10.3% | $7,353-21.1% | $4,046+43.4% |
| Admin fee / account holder | $224 | $711-68.6% | $10,800-97.9% | $627-64.3% |