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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,250 |
ADP BROKER-DEALER1+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 15 · EIN 26-4310632 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,506 | $72,177-52.2% | $115,038-70.0% | $59,633-42.1% |
| Participation rate | 29.8% | 72.6%-42.8pp | 81.4%-51.6pp | 68.7%-38.9pp |
| Annual return | -3.25% | 12.02%-15.3pp | 26.14%-29.4pp | 2041.45%-2044.7pp |
| Employer contribution / active EE | $1,289 | $2,841-54.6% | $4,608-72.0% | $2,203-41.5% |
| Participant deferral / active EE | $6,197 | $4,783+29.6% | $6,026+2.8% | $3,192+94.2% |
| Admin fee / account holder | $20 | $4,927-99.6% | $8,175-99.8% | $4,297-99.5% |