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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $705 |
ADP BROKER-DEALER4+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Service code 49 5 CONCOURSE PKWY · ATLANTA, GA 30328 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY4+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 15 · EIN 26-4310632 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,624 | $73,102-49.9% | $123,553-70.4% | $56,289-34.9% |
| Participation rate | 41.3% | 74.3%-33.0pp | 82.3%-41.0pp | 69.9%-28.5pp |
| Annual return | -12.36% | 3.01%-15.4pp | 119.21%-131.6pp | -9.96%-2.4pp |
| Employer contribution / active EE | $1,130 | $2,977-62.0% | $4,628-75.6% | $2,111-46.5% |
| Participant deferral / active EE | $6,158 | $5,423+13.6% | $6,426-4.2% | $3,350+83.8% |
| Admin fee / account holder | $7 | $554-98.8% | $9,284-99.9% | $521-98.7% |