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| Provider | Service type | Compensation |
|---|---|---|
TRI-AD ACTUARIES, INC.2 years Service code 13 · EIN 95-2887986 | Contract Administrator | $21,479 |
Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 42-1558009 | Securities Custodian | $1,454 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,900 | $98,776-39.4% | $149,745-60.0% | $79,856-25.0% |
| Participation rate | 61.3% | 75.8%-14.5pp | 82.5%-21.2pp | 69.6%-8.4pp |
| Annual return | 15.89% | 27.38%-11.5pp | 276.72%-260.8pp | 31.71%-15.8pp |
| Employer contribution / active EE | $1,363 | $3,217-57.6% | $4,646-70.7% | $2,471-44.8% |
| Participant deferral / active EE | $10,066 | $5,681+77.2% | $6,843+47.1% | $3,741+169.1% |
| Admin fee / account holder | $229 | $6,053-96.2% | $9,312-97.5% | $5,306-95.7% |