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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,956 | $124,187-58.2% | $108,410-52.1% | $167,518-69.0% |
| Participation rate | 66.7% | 82.3%-15.6pp | 80.1%-13.5pp | 82.1%-15.4pp |
| Annual return | 19.53% | 1379.80%-1360.3pp | 905.34%-885.8pp | 478.71%-459.2pp |
| Employer contribution / active EE | $3,502 | $4,187-16.3% | $3,558-1.6% | $4,838-27.6% |
| Participant deferral / active EE | $5,942 | $6,908-14.0% | $6,562-9.5% | $6,342-6.3% |
| Admin fee / account holder | $4,879 | $9,456-48.4% | $7,296-33.1% | $12,312-60.4% |