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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,394 | $96,562-95.4% | $80,976-94.6% | $273,968-98.4% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 0.00% | 15.14%-15.1pp | 17.10%-17.1pp | 41.45%-41.5pp |
| Employer contribution / active EE | $2,453 | $4,868-49.6% | $3,714-33.9% | $4,869-49.6% |
| Participant deferral / active EE | $2,497 | $6,597-62.1% | $5,696-56.2% | $5,287-52.8% |
| Admin fee / account holder | $646 | $7,493-91.4% | $5,516-88.3% | $10,132-93.6% |