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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,157 | $115,917-61.9% | $100,535-56.1% | $158,982-72.2% |
| Participation rate | 66.7% | 81.6%-14.9pp | 79.4%-12.7pp | 82.0%-15.3pp |
| Annual return | 16.03% | 34.80%-18.8pp | 30.90%-14.9pp | 302.99%-287.0pp |
| Employer contribution / active EE | $2,025 | $4,105-50.7% | $3,419-40.8% | $4,763-57.5% |
| Participant deferral / active EE | $5,035 | $6,677-24.6% | $6,271-19.7% | $5,983-15.8% |
| Admin fee / account holder | $7,954 | $11,002-27.7% | $8,085-1.6% | $11,252-29.3% |