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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,569 | $105,864-88.1% | $90,162-86.1% | $147,585-91.5% |
| Participation rate | 75.0% | 79.7%-4.7pp | 76.9%-1.9pp | 82.8%-7.8pp |
| Annual return | 25.43% | 37.63%-12.2pp | 34.88%-9.5pp | 578.57%-553.1pp |
| Employer contribution / active EE | $2,533 | $4,126-38.6% | $3,318-23.6% | $4,876-48.1% |
| Participant deferral / active EE | $3,704 | $5,733-35.4% | $5,287-30.0% | $5,439-31.9% |
| Admin fee / account holder | $454 | $8,046-94.4% | $5,943-92.4% | $10,885-95.8% |