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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,207 | $99,053-45.3% | $88,179-38.5% | $138,895-61.0% |
| Participation rate | 70.6% | 74.2%-3.7pp | 69.1%+1.4pp | 79.9%-9.3pp |
| Annual return | 21.48% | 78.17%-56.7pp | 64.97%-43.5pp | 145.39%-123.9pp |
| Employer contribution / active EE | $2,794 | $2,882-3.1% | $2,549+9.6% | $4,194-33.4% |
| Participant deferral / active EE | $6,319 | $5,225+20.9% | $4,614+37.0% | $6,396-1.2% |
| Admin fee / account holder | $1,013 | $8,748-88.4% | $7,673-86.8% | $12,562-91.9% |