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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,180 | $109,411-68.8% | $89,435-61.8% | $158,982-78.5% |
| Participation rate | 57.1% | 74.3%-17.1pp | 68.0%-10.8pp | 82.0%-24.8pp |
| Annual return | 24.69% | 345.68%-321.0pp | 245.55%-220.9pp | 302.99%-278.3pp |
| Employer contribution / active EE | $1,640 | $3,173-48.3% | $2,587-36.6% | $4,763-65.6% |
| Participant deferral / active EE | $4,068 | $4,600-11.6% | $3,890+4.6% | $5,983-32.0% |
| Admin fee / account holder | $24 | $6,159-99.6% | $4,884-99.5% | $11,252-99.8% |