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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,497 | $93,117-72.6% | $77,096-66.9% | $134,532-81.0% |
| Participation rate | 58.3% | 74.5%-16.2pp | 67.9%-9.6pp | 81.2%-22.9pp |
| Annual return | -20.82% | 62.67%-83.5pp | 42.35%-63.2pp | 418.27%-439.1pp |
| Employer contribution / active EE | $2,220 | $3,420-35.1% | $2,814-21.1% | $4,741-53.2% |
| Participant deferral / active EE | $5,501 | $5,241+5.0% | $4,429+24.2% | $6,401-14.1% |
| Admin fee / account holder | $6 | $6,948-99.9% | $5,428-99.9% | $11,429-99.9% |