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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,840 | $96,388-61.8% | $80,627-54.3% | $139,466-73.6% |
| Participation rate | 56.5% | 73.6%-17.1pp | 67.0%-10.5pp | 80.3%-23.8pp |
| Annual return | 25.25% | 1352.08%-1326.8pp | 936.76%-911.5pp | 373.66%-348.4pp |
| Employer contribution / active EE | $2,326 | $3,260-28.7% | $2,723-14.6% | $4,754-51.1% |
| Participant deferral / active EE | $5,902 | $5,224+13.0% | $4,443+32.8% | $6,712-12.1% |
| Admin fee / account holder | $119 | $6,603-98.2% | $5,381-97.8% | $11,409-99.0% |