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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,840 | $96,361-61.8% | $80,607-54.3% | $139,456-73.6% |
| Participation rate | 56.5% | 73.6%-17.1pp | 67.0%-10.5pp | 80.3%-23.8pp |
| Annual return | 25.25% | 1350.95%-1325.7pp | 936.11%-910.9pp | 373.45%-348.2pp |
| Employer contribution / active EE | $2,326 | $3,262-28.7% | $2,724-14.6% | $4,753-51.1% |
| Participant deferral / active EE | $5,902 | $5,232+12.8% | $4,448+32.7% | $6,711-12.1% |
| Admin fee / account holder | $119 | $6,601-98.2% | $5,379-97.8% | $11,407-99.0% |