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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,177 | $149,679-23.1% | $117,039-1.6% | $147,586-22.0% |
| Participation rate | 57.1% | 83.5%-26.3pp | 77.2%-20.0pp | 82.8%-25.7pp |
| Annual return | 12.12% | 19.31%-7.2pp | 18.95%-6.8pp | 578.59%-566.5pp |
| Employer contribution / active EE | $1,423 | $4,937-71.2% | $3,785-62.4% | $4,876-70.8% |
| Participant deferral / active EE | $5,694 | $4,912+15.9% | $3,929+44.9% | $5,439+4.7% |
| Admin fee / account holder | $55,262 | $7,856+603.4% | $5,974+825.1% | $10,886+407.7% |