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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,581 | $150,412-15.8% | $120,574+5.0% | $145,884-13.2% |
| Participation rate | 83.3% | 78.8%+4.5pp | 71.9%+11.4pp | 80.3%+3.0pp |
| Annual return | 8.23% | 154.50%-146.3pp | 107.42%-99.2pp | 551.85%-543.6pp |
| Employer contribution / active EE | $2,482 | $4,355-43.0% | $3,471-28.5% | $4,662-46.8% |
| Participant deferral / active EE | $5,676 | $6,175-8.1% | $4,996+13.6% | $6,690-15.1% |
| Admin fee / account holder | $3,933 | $12,224-67.8% | $9,445-58.4% | $13,392-70.6% |