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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,007 | $155,833-8.9% | $124,693+13.9% | $167,536-15.2% |
| Participation rate | 63.6% | 81.1%-17.5pp | 74.6%-11.0pp | 82.1%-18.5pp |
| Annual return | 13.74% | 17.98%-4.2pp | 5144.19%-5130.5pp | 478.82%-465.1pp |
| Employer contribution / active EE | $1,789 | $4,164-57.0% | $3,324-46.2% | $4,839-63.0% |
| Participant deferral / active EE | $5,119 | $5,675-9.8% | $4,615+10.9% | $6,342-19.3% |
| Admin fee / account holder | $3,601 | $9,534-62.2% | $7,494-51.9% | $12,315-70.8% |