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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,817 | $127,096-31.7% | $105,736-17.9% | $135,380-35.9% |
| Participation rate | 75.0% | 82.7%-7.7pp | 76.3%-1.3pp | 82.6%-7.6pp |
| Annual return | -11.49% | 4.49%-16.0pp | 6.27%-17.8pp | 519.81%-531.3pp |
| Employer contribution / active EE | $1,681 | $4,107-59.1% | $3,268-48.6% | $4,779-64.8% |
| Participant deferral / active EE | $5,709 | $5,064+12.7% | $4,080+39.9% | $5,609+1.8% |
| Admin fee / account holder | $7,991 | $9,087-12.1% | $6,913+15.6% | $10,828-26.2% |