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| Provider | Service type | Compensation |
|---|---|---|
Service code 16 · EIN 74-2794194 | Consulting | $130,754 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 16 · EIN 47-1566880 | Consulting | $60,000 |
THE VANGUARD GROUP, INC.3+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $59,667 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,417 | $82,546-68.0% | $140,019-81.1% | $75,289-64.9% |
| Participation rate | 98.5% | 88.4%+10.1pp | 87.5%+11.0pp | 72.4%+26.1pp |
| Annual return | -2.32% | -0.36%-2.0pp | 651.19%-653.5pp | -0.04%-2.3pp |
| Employer contribution / active EE | $3,055 | $3,856-20.8% | $5,605-45.5% | $2,405+27.0% |
| Participant deferral / active EE | $5,686 | $5,731-0.8% | $6,927-17.9% | $3,739+52.1% |
| Admin fee / account holder | $60 | $86-30.2% | $10,705-99.4% | $102-41.5% |