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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.7+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $337,624 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 16 · EIN 35-2552359 | Consulting | $120,000 |
THE VANGUARD GROUP, INC.2 years Filed as: VANGUARD ADVISERS INC. Service code 26 · EIN 23-2811930 | Advisory (Participants) | $40,258 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,947 | $95,918-53.1% | $151,634-70.4% | $77,906-42.3% |
| Participation rate | 98.2% | 88.7%+9.5pp | 87.5%+10.7pp | 73.7%+24.5pp |
| Annual return | -14.60% | -5.50%-9.1pp | 3.32%-17.9pp | 12.16%-26.8pp |
| Employer contribution / active EE | $5,330 | $4,330+23.1% | $6,165-13.5% | $2,846+87.3% |
| Participant deferral / active EE | $6,716 | $7,508-10.5% | $8,363-19.7% | $4,805+39.8% |
| Admin fee / account holder | $124 | $93+32.8% | $11,614-98.9% | $133-6.6% |