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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,821 | $102,638-7.6% | $81,982+15.7% | $158,982-40.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 25.07% | 61.05%-36.0pp | 41.31%-16.2pp | 302.99%-277.9pp |
| Employer contribution / active EE | $8,165 | $3,241+151.9% | $2,498+226.8% | $4,763+71.4% |
| Participant deferral / active EE | $10,758 | $4,649+131.4% | $3,722+189.0% | $5,983+79.8% |
| Admin fee / account holder | $6,139 | $8,237-25.5% | $5,665+8.4% | $11,252-45.4% |