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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,749 | $96,491-49.5% | $75,888-35.8% | $152,870-68.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.4%+17.6pp |
| Annual return | 22.30% | 33.98%-11.7pp | 30.76%-8.5pp | 345.34%-323.0pp |
| Employer contribution / active EE | $6,790 | $3,310+105.2% | $2,501+171.6% | $4,763+42.6% |
| Participant deferral / active EE | $8,392 | $4,553+84.3% | $3,603+132.9% | $5,850+43.4% |
| Admin fee / account holder | $881 | $8,079-89.1% | $5,419-83.7% | $11,597-92.4% |