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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,749 | $96,524-49.5% | $75,900-35.8% | $152,909-68.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 22.30% | 33.93%-11.6pp | 30.73%-8.4pp | 345.46%-323.2pp |
| Employer contribution / active EE | $6,790 | $3,311+105.1% | $2,501+171.5% | $4,764+42.5% |
| Participant deferral / active EE | $8,392 | $4,554+84.3% | $3,604+132.9% | $5,851+43.4% |
| Admin fee / account holder | $881 | $8,082-89.1% | $5,421-83.8% | $11,601-92.4% |