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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,180 | $83,337-83.0% | $67,834-79.1% | $273,972-94.8% |
| Participation rate | 30.0% | 76.4%-46.4pp | 68.8%-38.8pp | 83.0%-53.0pp |
| Annual return | 0.00% | 259.45%-259.4pp | 138.47%-138.5pp | 41.46%-41.5pp |
| Employer contribution / active EE | $670 | $3,287-79.6% | $2,403-72.1% | $4,869-86.2% |
| Participant deferral / active EE | $3,859 | $4,088-5.6% | $3,160+22.1% | $5,287-27.0% |
| Admin fee / account holder | $1,251 | $6,752-81.5% | $4,622-72.9% | $10,133-87.7% |