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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,797 | $104,709+17.3% | $85,705+43.3% | $167,553-26.7% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 15.69% | 21.45%-5.8pp | 21.49%-5.8pp | 478.89%-463.2pp |
| Employer contribution / active EE | $5,354 | $3,338+60.4% | $2,619+104.5% | $4,840+10.6% |
| Participant deferral / active EE | $8,425 | $4,827+74.5% | $3,924+114.7% | $6,343+32.8% |
| Admin fee / account holder | $884 | $10,036-91.2% | $6,877-87.1% | $12,316-92.8% |