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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $734,523 | $166,020+342.4% | $164,866+345.5% | $145,959+403.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.77% | 100.08%-90.3pp | 69.97%-60.2pp | 561.95%-552.2pp |
| Employer contribution / active EE | $37,803 | $5,275+616.7% | $4,343+770.5% | $4,661+711.1% |
| Participant deferral / active EE | $28,333 | $6,961+307.0% | $6,033+369.6% | $6,689+323.6% |
| Admin fee / account holder | $6,392 | $16,644-61.6% | $12,689-49.6% | $13,398-52.3% |