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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,189 | $142,361+156.5% | $119,608+205.3% | $134,509+171.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -16.08% | -12.46%-3.6pp | -14.98%-1.1pp | 418.13%-434.2pp |
| Employer contribution / active EE | $32,569 | $5,224+523.5% | $4,232+669.5% | $4,741+587.0% |
| Participant deferral / active EE | $22,892 | $6,468+253.9% | $5,601+308.7% | $6,400+257.7% |
| Admin fee / account holder | $9,384 | $13,588-30.9% | $10,326-9.1% | $11,427-17.9% |