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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,521 | $99,652+128.3% | $78,778+188.8% | $147,586+54.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 15.24% | 47.28%-32.0pp | 35.62%-20.4pp | 578.59%-563.3pp |
| Employer contribution / active EE | $25,699 | $2,796+819.3% | $1,986+1194.2% | $4,876+427.0% |
| Participant deferral / active EE | $14,332 | $3,664+291.2% | $2,958+384.5% | $5,439+163.5% |
| Admin fee / account holder | $1,143 | $7,155-84.0% | $5,134-77.7% | $10,886-89.5% |