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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,720 | $72,177+113.0% | $115,038+33.6% | $59,633+157.8% |
| Participation rate | 68.6% | 72.6%-4.0pp | 81.4%-12.8pp | 68.7%-0.1pp |
| Annual return | 2.62% | 12.02%-9.4pp | 26.14%-23.5pp | 2041.45%-2038.8pp |
| Employer contribution / active EE | $1,831 | $2,841-35.5% | $4,608-60.3% | $2,203-16.9% |
| Participant deferral / active EE | $3,269 | $4,783-31.7% | $6,026-45.8% | $3,192+2.4% |
| Admin fee / account holder | $16,086 | $4,927+226.5% | $8,175+96.8% | $4,297+274.3% |