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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,826 | $93,617+190.4% | $135,982+99.9% | $75,177+261.6% |
| Participation rate | 81.3% | 75.2%+6.0pp | 81.9%-0.7pp | 67.2%+14.0pp |
| Annual return | 10.81% | 30.89%-20.1pp | 68.32%-57.5pp | 160.75%-149.9pp |
| Employer contribution / active EE | $1,877 | $3,538-47.0% | $4,859-61.4% | $2,671-29.7% |
| Participant deferral / active EE | $5,146 | $6,406-19.7% | $7,760-33.7% | $4,126+24.7% |
| Admin fee / account holder | $9,374 | $6,980+34.3% | $10,767-12.9% | $5,651+65.9% |