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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,764 | $102,385+170.3% | $147,080+88.2% | $80,935+242.0% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 11.93% | 135.09%-123.2pp | 420.17%-408.2pp | 35.66%-23.7pp |
| Employer contribution / active EE | $2,515 | $3,717-32.3% | $4,933-49.0% | $2,757-8.8% |
| Participant deferral / active EE | $5,847 | $6,651-12.1% | $8,066-27.5% | $4,299+36.0% |
| Admin fee / account holder | $26,069 | $7,951+227.9% | $12,989+100.7% | $6,924+276.5% |