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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,283 | $105,210+194.0% | $159,487+93.9% | $85,851+260.3% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.8%-2.8pp | 69.3%+10.7pp |
| Annual return | 14.75% | 45.08%-30.3pp | 263.71%-249.0pp | 318.63%-303.9pp |
| Employer contribution / active EE | $1,736 | $3,319-47.7% | $4,831-64.1% | $2,565-32.3% |
| Participant deferral / active EE | $5,000 | $5,946-15.9% | $7,354-32.0% | $3,952+26.5% |
| Admin fee / account holder | $10,714 | $6,934+54.5% | $10,804-0.8% | $6,261+71.1% |