Filings through .
3 of 18 flags tripped on the 2025 filing.
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Possible retail share class: $451K
Mutual funds in a class the filing names that is often retail or revenue sharing. Confirm before you raise it.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$60K in admin expenses, $397 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
9 funds of $250K or more; 33 lines in all, holding $8.3M of the plan's $8.5M. Recordkeeper: Empower.
| Fund | Dollars | % of funds% |
|---|---|---|
| Indexselect Moderate 2055 Fund CL I Manager not matched · Mutual fund | $1.4M | 16.8% |
| Blackrock Equity Index Fund R BlackRock · Collective trust Index | $959K | 11.5% |
| IndexSelect Moderate 2045 Fund CL I Manager not matched · Mutual fund | $692K | 8.3% |
| Blackrock Health Sciences Opportunities Portfolio Class K BlackRock · Mutual fund | $594K | 7.2% |
| Indexselect Moderate 2035 Fund CL I Manager not matched · Mutual fund | $528K | 6.4% |
| Fixed Empower Key Guaranteed Portfolio Fund Empower · Insurance contract Recordkeeper's own fund | $513K | 6.2% |
| Indexselect Moderate Retire Fund CL I Manager not matched · Mutual fund | $333K | 4.0% |
| American Century Large Cap Value Fund Class R1 American Century · Mutual fund Possible retail class R1 | $305K | 3.7% |
| Blackrock Mid Cap Equity Index Fund R BlackRock · Collective trust Index | $280K | 3.4% |
| NEW Perspective Fund Class R-6 Capital Group · Mutual fund | $237K | 2.9% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
23 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 1 fund, dropped 1 fund, likely replaced 1 fund. Moved 1 fund from collective trust to mutual fund. Changed share class on 1 fund.
| Fund | Year-end value |
|---|---|
| Share class changeModerate 2045 Fund CL I to IndexSelect Moderate 2045 Fund CL I | $557K to $692K |
| DroppedModerate Retire Fund CL I | $567K |
| Collective trust to mutual fundModerate 2035 Fund CL I to Indexselect Moderate 2035 Fund CL I | $432K to $528K |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 rename.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
23 more lines and 2 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 5 by compensation.
| Provider | Compensation |
|---|---|
EMPOWER ADVISORY GROUP, LLC3 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $25,037 |
LPL FINANCIAL5 years Service code 27 PO BOX 502533 · SAN DIEGO, CA 92150 Advisory (Plan) | $16,299 |
WC ADMINISTRATORS, LLC10+ years Service code 13 6995 UNION PARK CENTER #320 · MIDVALE, UT 84047 Contract Administrator | $12,001 |
EMPOWER ADVISORY GROUP, LLC3 years Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Investment Management | $4,738 |
Filed as: LEAFHOUSE FINANCIAL ADVISORS Service code 99 6504 BRIDGE POINT PKWY SUITE 450 · AUSTIN, TX 78730 Other Fees | $3,881 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
6 feature codes on the 2025 filing.
2 contacts
10 filings · 2016 to 2025