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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,728 | $95,917-68.0% | $79,583-61.4% | $134,545-77.2% |
| Participation rate | 69.2% | 75.0%-5.8pp | 69.5%-0.3pp | 81.2%-12.0pp |
| Annual return | 7.12% | -2.70%+9.8pp | 0.16%+7.0pp | 418.37%-411.2pp |
| Employer contribution / active EE | $1,897 | $3,129-39.4% | $2,414-21.4% | $4,742-60.0% |
| Participant deferral / active EE | $5,527 | $4,694+17.7% | $3,986+38.7% | $6,401-13.7% |
| Admin fee / account holder | $54 | $9,132-99.4% | $6,835-99.2% | $11,431-99.5% |