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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,911 | $99,652-92.1% | $78,778-90.0% | $147,586-94.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 44.50% | 47.28%-2.8pp | 35.62%+8.9pp | 578.59%-534.1pp |
| Employer contribution / active EE | $2,521 | $2,796-9.8% | $1,986+27.0% | $4,876-48.3% |
| Participant deferral / active EE | $5,513 | $3,664+50.5% | $2,958+86.3% | $5,439+1.4% |
| Admin fee / account holder | $976 | $7,155-86.4% | $5,134-81.0% | $10,886-91.0% |