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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,618 | $112,933-77.3% | $90,970-71.8% | $158,982-83.9% |
| Participation rate | 87.5% | 74.7%+12.8pp | 69.0%+18.5pp | 82.0%+5.5pp |
| Annual return | 20.27% | 215.82%-195.5pp | 134.60%-114.3pp | 302.99%-282.7pp |
| Employer contribution / active EE | $1,912 | $2,893-33.9% | $2,122-9.9% | $4,763-59.8% |
| Participant deferral / active EE | $5,162 | $4,128+25.1% | $3,373+53.0% | $5,983-13.7% |
| Admin fee / account holder | $1,364 | $8,047-83.1% | $5,961-77.1% | $11,252-87.9% |